Misreported micro-loan data, misappropriation of loans!Beijing Rural Commercial Bank fined 5.5 million

6 Jun by admin

Misreported micro-loan data, misappropriation of loans!Beijing Rural Commercial Bank fined 5.5 million

Misreported micro-loan data, misappropriation of loans!Beijing Rural Commercial Bank fined 5.5 million
Under the epidemic situation, the majority of small and medium-sized enterprises have been compensated for their losses. Relevant state ministries and commissions have repeatedly emphasized the strengthening of financial support for small and medium-sized enterprises by banks and other financial institutions.The five ministries and commissions, such as the China Banking Regulatory Commission, also just issued the “Notice on the Temporary Deferral of Principal and Interest Repayment for Loans to Small, Medium and Micro Enterprises” on March 1.However, one day later, on March 2, the Beijing Rural Commercial Bank misreported the data of small and micro loans and disbursed the loan funds in disguise for a total of 12 items including land transfer fees. The two banks received a total amount of 550Ten thousand yuan fine.According to the introduction of the Beijing Banking and Insurance Regulatory Bureau, the main violations of the laws and regulations of the Beijing Rural Commercial Bank include: misreporting the data of the “1104” statement of the micro and small loans; disbursement of land grants in disguised form of loan funds; illegal allocation of land reserve loans;12 items.As the regulator, the Beijing Banking and Insurance Regulatory Bureau made a decision to change the Beijing Rural Commercial Bank on February 28 and announced the suspected information on March 1.The document numbers of the two administrative litigation decisions are “Beijing Yinbao Supervisory Judgment Word[2020]No. 5” and “Beijing Yinbao Supervisory Judgment Word[2020]No. 13”.The reporter noticed that the Beijing Banking and Insurance Regulatory Bureau issued a total of four fines within one day on March 2, with a total fine of 8.5 million.Among them, Beijing Rural Commercial Bank won two “independents”, and the amount of fines was close to 65%.Sauna, Ye Wang Huang Xinyu editor Xu Chao proofreading Liu Baoqing